NATIVE HOMEOWNERSHIP IS POSSIBLE

Native communities in South Dakota experience some of the most severe housing shortages in the nation. Families can wait several years on a waiting list before they are able to move into a tribal rental unit. However, pursuing homeownership is way families can create a safe and healthy environment in which to live and make memories for generations to come. We hope you are inspired by the homeowner stories below and encourage you to tap into resources in your area so that you can start on your path to homeownership.

The “Native Homeownership is Possible” campaign was developed by the South Dakota Native Homeownership Coalition with funding from the Bush Foundation.

STORIES OF NATIVE HOMEOWNERS

These families have worked hard to achieve the dream of homeownership, and some are still working towards that dream. But reaching this goal means more than a house. They have a home, a safe and stable environment to raise their children. Their homes are also something they can pass on to future generations, and they feel good that they are able to provide these things for their families.

Why Homeownership?

The Path to Homeownership

Half-Way Home

What Does Home Mean?

SERVICE PROVIDERS

Connect to a resource provider in your area to start on your path to homeownership today!

Cheyenne River Housing Authority

605-964-4265

Four Bands Community Fund

605-964-3687

Crow Creek Housing Authority

605-245-2250

Flandreau Santee Sioux Tribe Housing Authority

605-997-2194

Sisseton Wahpeton Housing Authority

605-419-1570

T Yamni Sisseton Wahpeton Oyate

605-698-3901

Lower Brule Housing Authority

605-473-5522

Lakota Funds

605-455-2500

Thunder Valley

605-455-2700

Oglala Lakota Housing Authority

605-867-5161

Oglala Sioux Tribe Partnership for Housing

605-867-1555

Lakota Federal Credit Union

605-455-1515

Mazaska Owecaso Otipi Financial

605-867-1018

SWA Corp.

605-747-2203

Tatanka Funds

605-856-8400

Sicangu Co.

605-856-8400

Standing Rock Housing Authority

701-854-3891

Standing Rock CDC

701-854-2000

Yankton Sioux Tribe

605-384-3641

Yankton Sioux Housing Authority

605-384-3171

Statewide

GROW South Dakota

605-698-7654

Western SD

NeighborWorks Dakota Home Resources

605-578-1402

Rapid City

Black Hills Community Loan Fund

605-519-5124

Eastern SD

Lutheran Social Services

605-330-2700

Western SD

Consumer Credit Counseling Services of the Black Hills

605-348-4550

East-Central SD

Inter-Lakes Community Action Partnership

605-270-2706

1st Tribal Lending

605-759-2259

Dacotah Bank

605-226-5369

TOOLS

Protecting and preserving homeownership is critical to asset building in our Native communities. This section of the website, and many of the tools contained within it, were created with funding support from Freddie Mac.

Crisis Budgeting Tips

Monthly Budget Tool

Debt Reduction Calculator

Navigating Forbearance

Refinancing Checklist

Refinancing: When and Why?

Top 10 Mobile Apps

Selecting Home Professionals